20320 Estero Gardens CIR #104 Estero, FL 33928

This beautifully maintained first floor residence in Villagio offers exceptional flexibility, featuring one bedroom plus a spacious den that works beautifully as an additional sleeping area or guest space. The den measures approximately 10 by 16 feet and includes a half bath and a full walk in closet, making it ideal for overnight guests, a private retreat, or a comfortable home office. The home enjoys a peaceful lake view and a quiet, inviting setting with an easy walk to community amenities. Pride of ownership is evident throughout. The water heater was replaced in 2021, the air conditioner in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room features an attractive updated window treatment that adds a polished finish. The open living area feels bright and relaxed, while the den provides excellent versatility to suit a variety of lifestyle needs. Villagio offers an impressive resort style lifestyle with two pools, a spa, tennis and pickleball courts, a fitness center, an on site cafe and sports bar, and a private movie theater with evening showings. A very important advantage is that this condominium is approved for FHA financing, a rare benefit that expands buyer options and adds long term value. The community is known for its peaceful atmosphere and friendly feel, with mature trees, lakes, and walkways creating a calm daily backdrop. The central plaza encourages social connection, while the cafe and sports bar are popular gathering spots, and the private theater remains a signature amenity enjoyed by residents. The location further enhances the appeal with close proximity to Coconut Point, Miromar Outlets, Gulf Coast Town Center, and a wide range of dining and entertainment, while the beaches, RSW International Airport, Florida Gulf Coast University, and Hertz Arena are all within an easy drive. A recent community special assessment of $1,422 for improvements and maintenance has been paid in full by the seller, providing added peace of mind for the next owner. With its flexible floor plan, well cared for interior, serene water view, thoughtful updates, and rare FHA approval, this home represents outstanding value for both full time and seasonal Southwest Florida living.